Secured Credit Cards No Credit Check - Low Deposits - No Annual Fees

Take a look at the secured credit card offers below, secured credit cards are cards that you secure with your own funds and the bank matches those funds. Example you deposit $300 in their account, they provide you a credit card with those $300 available to use.

Secured credit cards are great for people who have filed bankrupcty, have bad credit or poor credit, or are students just starting out. You want to look for secured credit cards with good terms like no or low monthly fees, no annual fees, low deposit rules (if needed) and reports to all 3 credit bureaus.

Recommended Secured Credit Card Offers

OpenSky® Secured Visa® Credit Card
Learn More	New feature! Earn up to 10% cash back* on everyday purchases No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information Learn More
Purchase APR Rate: 24.64% (variable) - Annual Fee: $35 - Credit Needed: No credit, Poor, Fair - Credit Line: $200-$3000 at time of application - Late Payment Fee: Up to $41

Applied Bank® Unsecured Classic Visa® Card
Learn More	Get Pre-Qualified in Less Than a Minute A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online! A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus No Penalty Rate. Your Rate Won't Go Up Even If You are Late Access Additional Credit With On-Time Payments and Responsible Usage A True Unsecured EMV enabled (chip) Visa Credit card Does not require perfect credit for approval Fixed APR and Manageable Monthly Payments Learn More
Purchase APR Rate: 29.99% - Annual Fee: See website for Details* - Credit Needed: Poor/Damaged Credit - Return Payment Fee: Up to $38 - Late Payment Fee: Up to $38

OpenSky Launch Secured Visa® Credit Card
Learn More	Excellent option for a low fully refundable security deposit, get started with just $100 Earn up to 10% cash back on everyday purchases Minimum payment as low as $10 Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 million cardholders have used OpenSky Secured Credit Card to improve their credit Learn More
Purchase APR Rate: 28.99% (variable) - Annual Fee: $24 during the first year, paid in installments of $2 per month. $36 after the first year, - Credit Needed: No credit, Poor, Fair - Credit Line: $100- $1,000 - Return Payment Fee: See Terms* - Late Payment Fee: Up to $41 - Foreign Transaction Fee: 3%

First Progress Platinum Select Mastercard® Secured Credit Card
Learn More	Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Learn More
Purchase APR Rate: 18.24% (V) - Annual Fee: $39 - Credit Needed: Poor/Limited/No Credit - Credit Line: $2,000

First Progress Platinum Prestige Mastercard® Secured Credit Card
Learn More	Earn 1% Cash Back Rewards with First Progress Prestige! Apply now and fund your security deposit over 90 days with the option to make partial payments. You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹ Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ All credit types welcome to apply! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Learn More
Purchase APR Rate: 14.24% (V) - Annual Fee: $49 - Credit Needed: Poor/Limited/No Credit - Credit Line: $2,000

OpenSky® Plus Secured Visa® Credit Card
Learn More	New feature! Earn up to 10% cash back* on everyday purchases No annual fee No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Secure your credit line with a refundable security deposit - as low as $300. Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information Learn More
Purchase APR Rate: 28.99% (variable) - Annual Fee: $0 - Credit Needed: No credit, Poor, Fair - Credit Line: $300-$3000 at time of application - Late Payment Fee: Up to $41

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”