Unwrap the Benefits: A Quick Guide to Prime Visa Perks
- Instant $200 Gift Card: New Prime Visa applicants, approved by Dec. 4, receive a $200 Amazon gift card with no minimum spending required. It’s a swift boost to your Amazon account, ready for immediate use.
- Prime Membership Advantage: To qualify for the Prime Visa, cardholders need an Amazon Prime account. Non-Prime members can still get an Amazon credit card but earn less cash back—5% for Prime, compared to a reduced rate for non-Prime members.
- Cash Back Galore: Enjoy 10% back on various categories, from Amazon devices to home, kitchen, electronics, furniture, and more. Snag 10% cash back on select products like Ring Video Doorbell Pro 2, Kindle e-readers, and TVs. Keep an eye on expiration dates for these deals, as they vary by product.
- My Chase Plan®: Prime Visa and Amazon Visa cardholders can leverage My Chase Plan®, a digital feature allowing eligible cardholders to pay off purchases (minimum $100) in fixed monthly installments, sans interest. Choose a repayment plan that suits your budget.
In a nutshell, the Prime Visa isn’t just a card; it’s a ticket to instant perks, cash back on diverse purchases, and convenient payment plans. Apply now and start reaping the rewards!
- 10% Cash Back Opportunities:
- Explore various categories, including Amazon devices, home, kitchen, electronics, and furniture.
- Earn 10% cash back on specific items like Ring Video Doorbell Pro 2, Kindle e-readers, TVs, and more.
- Check the list of eligible products here, but note that the 10% cash back deal has different expiration times for each product.
The Amazon Prime Visa is a credit card that offers a variety of benefits, including:
- $200 Amazon Gift Card: For a limited time, you can get a $200 Amazon Gift Card instantly upon approval for the Amazon Prime Visa. This is a great way to get started with the card and save on your next Amazon purchase.
- 5% Cash Back at Amazon and More: Earn unlimited 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. You’ll also earn unlimited 2% cash back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% cash back on all other purchases.
- No Annual Fee: There is no annual fee for the Amazon Prime Visa, so you can keep the card without having to pay an ongoing fee.
- No Foreign Transaction Fees: Earn rewards without having to worry about foreign transaction fees when you use your card abroad.
- Prime Exclusive Rewards: As a Prime member, you’ll also get access to exclusive rewards, such as 10% back or more on select products with Prime Card Bonus.
- Additional Benefits: The Amazon Prime Visa also comes with a number of additional benefits, such as auto rental collision damage waiver, baggage delay insurance, extended warranty protection, lost luggage reimbursement, roadside dispatch, travel accident insurance, and travel and emergency assistance.
If you’re an Amazon Prime member who frequently shops at Amazon, Whole Foods Market, and other eligible retailers, then the Amazon Prime Visa is a great option for you. The $200 gift card offer is a sweet bonus, and the card’s rewards program is generous. Plus, there are no annual fees and no foreign transaction fees.
Here is a table summarizing the key benefits of the Amazon Prime Visa:
| Benefit | Description |
|---|---|
| $200 Amazon Gift Card | Get a $200 Amazon Gift Card instantly upon approval |
| 5% Cash Back at Amazon and More | Earn unlimited 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. You’ll also earn unlimited 2% cash back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% cash back on all other purchases. |
| No Annual Fee | There is no annual fee for the Amazon Prime Visa |
| No Foreign Transaction Fees | Earn rewards without having to worry about foreign transaction fees when you use your card abroad. |
| Prime Exclusive Rewards | As a Prime member, you’ll also get access to exclusive rewards, such as 10% back or more on select products with Prime Card Bonus. |
| Additional Benefits | The Amazon Prime Visa also comes with a number of additional benefits, such as auto rental collision damage waiver, baggage delay insurance, extended warranty protection, lost luggage reimbursement, roadside dispatch, travel accident insurance, and travel and emergency assistance. |
Terms of the $200 Visa Gift Card Bonus
Amazon.com Gift Cards are accessible to individuals without an existing Amazon Visa or Prime Visa credit card. Upon successful application approval, the Gift Card will be deposited into your Amazon.com account, provided that your account remains open. This exclusive offer is applicable only to new cardmembers at the moment of card approval. If you were recommended by a current cardmember for either the Amazon Visa or Prime Visa credit card and your application is approved, the referring individual may qualify for a referral bonus. Please note that the Gift Card cannot be utilized for the purchase of other gift cards. ACI Gift Cards, Inc., a Washington-based company, issues Amazon.com Gift Cards.
Is the Amazon Prime Visa card worth it?
Whether or not the Amazon Prime Visa card is worth it for you depends on your individual spending habits and needs. If you’re a frequent Amazon shopper who spends a significant amount of money on Amazon and Whole Foods Market, then the card can be a great way to earn rewards. You’ll earn unlimited 5% cash back on all purchases made at Amazon.com, Amazon Fresh, and Whole Foods Market, plus you’ll get a $200 Amazon Gift Card instantly upon approval.
The card also offers some additional benefits, such as:
- Unlimited 2% cash back on gas stations, restaurants, and on local transit and commuting (including rideshare)
- Unlimited 1% cash back on all other purchases
- No annual fee
- No foreign transaction fees
- Prime exclusive rewards
- Additional benefits, such as auto rental collision damage waiver, baggage delay insurance, extended warranty protection, lost luggage reimbursement, roadside dispatch, travel accident insurance, and travel and emergency assistance
If you’re not a frequent Amazon shopper or you don’t spend a lot of money on Amazon and Whole Foods Market, then the card may not be worth it for you. There are other cash back cards that offer better rewards rates for other spending categories, and you won’t get the $200 Amazon Gift Card.
Here is a table summarizing the pros and cons of the Amazon Prime Visa card:
Pros:
- Unlimited 5% (with some 10% offers on select items) cash back on Amazon.com, Amazon Fresh, and Whole Foods Market
- $200 Amazon Gift Card instantly upon approval
- Unlimited 2% cash back on gas stations, restaurants, and on local transit and commuting (including rideshare)
- Unlimited 1% cash back on all other purchases
- No annual fee
- No foreign transaction fees
- Prime exclusive rewards
- Additional benefits, such as auto rental collision damage waiver, baggage delay insurance, extended warranty protection, lost luggage reimbursement, roadside dispatch, travel accident insurance, and travel and emergency assistance
Cons:
- Requires an Amazon Prime membership
- Not the best rewards rate for all spending categories
Overall, the Amazon Prime Visa card is a great option for frequent Amazon shoppers who spend a significant amount of money on Amazon and Whole Foods Market. However, if you’re not a frequent Amazon shopper or you don’t spend a lot of money on Amazon and Whole Foods Market, then there are other cash back cards that may be a better fit for you.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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