Fortiva Credit Card Offer How to Apply

Applying for the Fortiva Credit Card offer can be done in a few ways, depending on how you received the offer:

If you received a pre-approved offer in the mail:

1. Follow the instructions on the offer letter. There should be specific details about how to proceed, including a website link or a phone number to call.
2. Visit the MyFortiva website. Look for the “Respond To Mail Offer” button on the homepage. This will take you to a dedicated page where you can enter your offer code and personal information to start the application process.
3. Call the phone number included on the offer letter. This will connect you with a Fortiva representative who can walk you through the application process.

Fortiva® Mastercard® Credit Card
Learn More	Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments Earn 1% Cash Back Rewards* on all other eligible purchases Good anywhere Mastercard® is accepted $0 fraud liability** Free access to your VantageScore 4.0 credit score from TransUnion®† *See Program Terms for important information about the cash back rewards program. **Fraud liability subject to Mastercard® rules. † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. Learn More
Purchase APR Rate: 29.99% or 36% Fixed – Annual Fee: See Terms – Credit Needed: Fair – Credit Line: Up to $1,000 credit limit subject to credit approval – Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars

If you saw the offer online or on another website:

1. Visit the MyFortiva website. Click on the “Unsecured Credit Card” tab and then select “Pre-Qualify.”
2. Enter your basic information. This includes your name, address, date of birth, and Social Security number.
3. Answer a few short questions about your income and credit history.
4. Review the pre-qualification offer. If you are pre-qualified, you can then proceed with the full application process.

Here are some additional things to keep in mind:

• Prequalifying for the card will not affect your credit score. However, a hard inquiry will be made to your credit report when you submit the full application, which could temporarily lower your score.
• The Fortiva Credit Card is designed for people with less-than-perfect credit. However, there is no guarantee that you will be approved for the card, even if you are pre-qualified.
• The Fortiva Credit Card has an annual fee of “See Terms”. Be sure to factor this into your decision when considering whether or not to apply.
• For more information about the Fortiva Credit Card, you can visit the MyFortiva website or call the number on their website or back of card.