A comprehensive list of routing numbers for major banks and regional banks in the United States

What is a Routing Number?

A routing number is a nine-digit code used by financial institutions to identify where a transaction is coming from or going to. It’s primarily used for direct deposits, wire transfers, electronic bill payments, and check processing.

Where to Find Your Routing Number

• On a Paper Check: Look at the bottom left corner of your check. The routing number is the first set of nine digits.
• Bank Statements: Some banks list the routing number on your monthly statements.
• Online Banking: Log into your bank’s website or mobile app, navigate to account details, and find your routing number.
• Bank Customer Service: If you’re unsure, contact your bank’s customer service for confirmation.

Routing Numbers for Major U.S. Banks

Below is a list of routing numbers for major U.S. banks, including those commonly used for ACH transactions and wire transfers.

National Banks Routing Numbers

Note: Routing numbers vary by state for banks like Chase, Wells Fargo, Bank of America, PNC, U.S. Bank, and Citibank.

Routing Numbers for Major Banks

Here’s a list of routing numbers for some major banks:

• Bank of America: 051000017 (general)
• Wells Fargo Bank: 121000248 (wire transfers)
• Citibank: Varies by state and account type
• HSBC: 021001088
• USAA: 314074269
• Ally Bank: 124003116
• Charles Schwab Bank: 121202211
• Discover Bank: 031100649
• SoFi Bank: 031101334
• Synchrony Bank: 021213591

Routing Numbers by State for Regional Banks

Regional banks typically have unique routing numbers for different states. Below is a state-wise breakdown of major regional banks.

Northeast Region

Southeast Region

Midwest Region

Southwest Region

West Coast Region

Routing Numbers by State/Regional Banks

Smaller or regional banks often have routing numbers tied to their headquarters’ state. Below are examples (verify with your bank):

How to Verify Your Routing Number

Before using a routing number for a direct deposit, wire transfer, or bill payment, double-check with:

1. Your bank’s website or mobile app.
2. Your most recent bank statement.
3. A customer service representative.

Summary

Routing numbers play a crucial role in banking transactions. They can be found on checks, statements, and through online banking platforms. While large banks like Bank of America, Chase, and Wells Fargo have routing numbers that vary by state, regional banks also have unique routing numbers depending on location. Always verify your routing number before initiating financial transactions.

If you have a routing number for a major or regional bank not listed here, please share in the comments to help our readers out! Looking for a credit union routing number?