Chase Sapphire Preferred® credit card
A Guide to the Chase Sapphire Preferred® Credit Card
When it comes to travel rewards credit cards, the Chase Sapphire Preferred® Card stands out as a top contender for seasoned and casual travelers alike. Known for its impressive rewards rates, flexible redemption options, and a suite of travel perks, this card is a popular pick for those who love to travel.
Quick details at a glance:
Intro Rewards Bonus - 60,000 bonus points
Card Rewards Offer - 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases
Foreign Trans Fee - $0
Annual Fee - $95
Here are more detailed features of the Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Earn Points Faster:
- Bonus Offer: Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That's equivalent to $750 towards travel when redeemed through Chase TravelSM!
- Multiply your rewards: Supercharge your everyday spending with 5x points on travel booked through Chase TravelSM, 3x points on dining, select streaming services, and online groceries, 2x points on all other travel purchases, and 1x point on everything else.
- Double down on anniversary: Celebrate each year with up to $50 in statement credits for hotel stays booked through Chase TravelSM.
Travel and Dining Rewards
The Chase Sapphire Preferred® excels in rewarding travel and dining expenditures. Whether you're booking a flight, staying at a hotel, or dining out, you'll earn double points, which can add up quickly for frequent travelers and food enthusiasts.
Flexible Redemption Options
One of the card's strongest features is its flexibility in points redemption. Points can be redeemed for travel through the Chase TravelSM portal at an increased value or transferred to numerous airline and hotel partners at a 1:1 ratio, often maximizing their potential value.
Additional Perks
- Travel Protections: The card offers a suite of travel protections, including trip cancellation/interruption insurance, baggage delay insurance, and more, providing peace of mind while on the road.
- No Foreign Transaction Fees: Making purchases abroad is more seamless, as the card waives foreign transaction fees, saving you money during international travel.
- DoorDash and Lyft Benefits: Cardholders enjoy added benefits like DoorDash DashPass subscription (for a minimum period) and increased points earning on Lyft rides, enhancing its value for users of these services.
Is the Chase Sapphire Preferred® Right for You?
The Chase Sapphire Preferred® Card is an excellent choice for individuals who travel and dine out frequently. The card's annual fee is easily justified by its high rewards rate in these categories, flexible redemption options, and the suite of travel protections.
To travel or not to travel?
The Chase Sapphire Preferred® Card is a powerful card in the travel rewards credit card market, offering valuable rewards, flexibility, and travel perks that are hard to match. If you're shopping for a rewards card for those on the go, the Chase Sapphire Preferred® offers a hard sell as a top travel rewards offer.Reviews of the Chase Sapphire Preferred® Card
★★★★★
on 03/05/2024 | Submitted by: Benjamin | 5 out of 5 stars
Perfect card for travel and rewards!
I’ve been using this card for a little over two years now, and it’s been amazing. No issues, and the travel perks make it worth every penny. I’d definitely recommend it to anyone who travels frequently.
★★★★★
on 11/22/2023 | Submitted by: Christopher | 5 out of 5 stars
Effortless rewards and smooth experience!
The rewards system with this card is top-notch, and the terms are straightforward. I’ve had nothing but good experiences with customer service and how easy it is to track points and benefits.
★★★★★
on 09/18/2023 | Submitted by: Emma | 5 out of 5 stars
Fantastic rewards for everyday purchases!
This card makes earning points effortless. Every purchase helps me build up rewards, and it’s a great feeling to redeem them for travel and dining.
★★★★★
on 07/11/2022 | Submitted by: Natalie | 5 out of 5 stars
Perfect card for earning travel points!
The Sapphire Preferred card offers an amazing way to earn travel points with ease. It’s been a perfect addition to my wallet, and I love how fast I can rack up points!
★★★★★
on 05/25/2023 | Submitted by: Jonathan | 5 out of 5 stars
Best travel rewards card ever!
The Chase Sapphire Preferred is hands down the best travel card I’ve ever owned. It offers amazing benefits, and I’ve never had any issues with it in the three years I've used it.
★★★★★
on 12/10/2022 | Submitted by: Olivia | 5 out of 5 stars
Great for building rewards quickly!
This card outshines every other card I’ve owned. The travel rewards are outstanding, and earning points on all purchases has been seamless.
★★★★★
on 02/20/2024 | Submitted by: Morgan | 5 out of 5 stars
Outstanding credit card experience!
Got approved with a 600+ credit score and a $5k limit right away. After 3 years, it's up to $16k. It could be higher, but I've carried some higher balances during tough times. Overall, still a fantastic card!
★★★★★
on 01/04/2024 | Submitted by: Peter | 5 out of 5 stars
The top rewards card!
This card is absolutely iconic! My only wish is that the points per dollar were a bit higher for all purchases. Would also be great if some of the Reserve card benefits were added to this one.
★★★☆☆
on 11/05/2023 | Submitted by: Nicole | 3 out of 5 stars
Watch out if you're paperless!
I’ve never had issues with Chase Sapphire before, but be cautious if you go paperless. If you don't check the app regularly, you might miss messages, which could cost you money during a dispute.
★★★★☆
on 10/20/2023 | Submitted by: Denise | 4 out of 5 stars
One of the best cards I've owned!
The points on this card build up super quickly. It's been a great experience so far!
★☆☆☆☆
on 10/03/2023 | Submitted by: Davhid | 1 out of 5 stars
Car rental claim disaster!
I rented a car, caused $400+ in damage, and the claim process was a nightmare. They kept finding new reasons not to pay, and after 3 months, I gave up. Not worth the hassle.
★☆☆☆☆
on 06/03/2022 | Submitted by: Alexander | 1 out of 5 stars
Terrible service experience!
Chase cut off my card and online banking without any notice. I had to call them after being declined, and it took four transfers to reach someone who could help. It was a frustrating experience.
★★★★★
on 05/30/2022 | Submitted by: Kyle | 5 out of 5 stars
Sapphire Preferred delivers!
This card's sign-up bonus is phenomenal—50,000 points plus another 10,000 for adding an authorized user. That’s worth $500 to $600 for travel. Plus, you continue to earn points on everyday spending.
★☆☆☆☆
on 02/16/2022 | Submitted by: Dennis | 1 out of 5 stars
Extremely poor customer support!
I got this card for trip cancellation coverage. Had to cancel due to a medical emergency, but 5 months later, I'm still waiting on the claim. Their service is a nightmare.
★★★★★
on 02/15/2023 | Submitted by: Katherine | 5 out of 5 stars
Best card I've ever had!
This was my first credit card, and I couldn’t have chosen a better one. I use it daily, and the customer service is exceptional. Highly recommended!
★★☆☆☆
on 02/11/2022 | Submitted by: Sasha | 2 out of 5 stars
Support is lacking!
I’ve trusted this card for almost 3 years, but my first experience with customer support was terrible. A simple e-claim has been unresolved for months.
★★★★★
on 12/29/2022 | Submitted by: David | 5 out of 5 stars
Love this card!
Great card, and I’ve always had great interactions with Chase’s customer service team.
★★★★★
on 12/14/2022 | Submitted by: Lisa | 5 out of 5 stars
Amazing for rewards!
This is my favorite credit card! The points have allowed me to stay at luxury hotels and get free flights. It’s become my go-to card for business too!
★★★★☆
on 12/13/2022 | Submitted by: Ronald | 4 out of 5 stars
Solid card
The quality of the card itself is great—really durable and feels premium.
“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”