When it comes to traveling with confidence, having the right credit card in your wallet can make all the difference. The Chase Sapphire Preferred® Card doesn’t just reward your travel spending — it actually protects your trips and saves you money along the way.
Whether you’re a frequent flyer or planning your dream vacation, this card is packed with perks that make every journey smoother.
🏨 $50 Annual Chase Travel Hotel Credit
Let’s start with a clear, easy win: every account anniversary year, Chase Sapphire Preferred® cardholders get a $50 statement credit for hotel stays booked through Chase Travel℠.
It’s automatic, easy to use, and applies whether you’re booking a luxury resort or a one-night stay. It’s a great way to instantly offset more than half the card’s $95 annual fee.
Here are more detailed features of the Chase Sapphire Preferred® Card
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
🧳 Built-In Travel Protection That Really Delivers
The Chase Sapphire Preferred® card offers an impressive list of travel insurance and assistance benefits — perfect for travelers who want to be covered without having to purchase separate policies.
🛫 Trip Cancellation / Interruption Insurance
- Get reimbursed up to $10,000 per covered traveler and up to $20,000 per trip if your trip is canceled or interrupted due to illness, severe weather, or other covered situations.
- Coverage includes non-refundable travel expenses, such as flights, tours, and hotel bookings.
🚗 Auto Rental Collision Damage Waiver
- Decline the rental company’s collision insurance and charge the full cost to your Chase card.
- Enjoy primary coverage for theft and collision damage up to $60,000 for most rental cars (MSRP of $125,000 or less).
- Note: Coverage is secondary inside the U.S. for New York residents.
🧳 Lost Luggage Reimbursement
- Get up to $3,000 per covered traveler for lost, damaged, or stolen baggage during a covered trip.
- For New York residents: limited to $2,000 per bag, with a max of $10,000 per trip.
🎒 Baggage Delay Insurance
- If your bags are delayed more than 6 hours, Chase reimburses up to $100 a day for up to 5 days for essentials like toiletries and clothing.
🕑 Trip Delay Reimbursement
- If your common carrier travel is delayed by more than 12 hours or requires an overnight stay, you can be reimbursed up to $500 per covered traveler for expenses like meals and lodging.
🩺 Travel and Emergency Assistance Services
- Access 24/7 emergency referrals for legal or medical help while traveling.
- Note: You are responsible for the costs of any goods or services you receive.
💼 Travel Accident Insurance
- Receive up to $500,000 in accidental death or dismemberment coverage when travel is booked with your Chase Sapphire Preferred® card.
🛠️ Roadside Assistance
- Stuck with a flat or need a tow? You can call for help and the service will be billed to your card. (This is a pay-per-use service.)
💡 Why These Travel Benefits Matter
These built-in protections can easily save you hundreds or even thousands of dollars — and most importantly, provide peace of mind. Whether your flight is delayed, your luggage goes missing, or your rental car gets dinged, you’ll be backed by some of the best protections in the game.
A Massive 100,000-Point Welcome Bonus
On top of all the protection and perks, Chase is currently offering 100,000 bonus points when you spend $5,000 in the first 3 months of account opening.
That’s worth $1,250 in travel when redeemed through Chase Travel℠, or potentially more if you transfer to Chase’s airline and hotel partners.
🌍 Final Thoughts: A Must-Have Card for Travel Lovers
If you travel even a few times a year, the Chase Sapphire Preferred® Card can easily pay for itself — and provide serious peace of mind.
With:
- A $50 annual hotel credit
- Comprehensive travel protections
- Primary rental car coverage
- A $1,250 welcome offer
- And flexible redemption options for flights, hotels, or transfer partners…
…it’s a travel companion that more than earns its keep.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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