Blue Cash Everyday® Card from American Express vs Blue Cash Preferred® Card from American Express

This comparison aims to help you decide between the Blue Cash Everyday® Card from American Express and the Blue Cash Preferred® Card from American Express. Both cards offer unique benefits tailored to different spending habits, making it essential to understand their features before making a choice.

Card Overviews

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express is designed for consumers looking to earn cash back without an annual fee. It offers a straightforward rewards structure that benefits those who frequently shop at supermarkets and gas stations.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express targets higher spenders, particularly in grocery and streaming categories, with a modest annual fee after the first year. This card is ideal for users who want to maximize cash back on everyday purchases.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Everyday® Card from American Express

• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
• 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
• 1% Cash Back on other purchases.

Blue Cash Preferred® Card from American Express

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses, and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Pros and Cons

Blue Cash Everyday® Card from American Express

• Pros:
  • No annual fee
  • Attractive welcome bonus
  • Good cash back rates on essential categories
• Cons:
  • Lower cash back rates compared to the Preferred version
  • Limited bonus categories

Blue Cash Preferred® Card from American Express

• Pros:
  • High cash back rates in popular categories
  • Generous welcome bonus
  • Offers additional benefits for streaming services
• Cons:
  • Annual fee after the first year
  • Higher spending requirement for the welcome bonus

Who Should Consider Which Card?

The Blue Cash Everyday® Card from American Express is ideal for individuals or families who want to earn cash back on everyday purchases without incurring an annual fee. It's perfect for those who primarily shop at supermarkets and gas stations.

On the other hand, the Blue Cash Preferred® Card from American Express is better suited for consumers who spend heavily on groceries and streaming services, and who are willing to pay an annual fee for higher rewards. It’s ideal for those who want to maximize their cash back on larger purchases and recurring subscriptions.

Conclusion

In conclusion, both the Blue Cash Everyday® Card from American Express and the Blue Cash Preferred® Card from American Express offer valuable rewards tailored to different spending habits. Consider your personal needs, spending patterns, and the potential benefits of each card before making a decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”