Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Blue Cash Preferred® Card from American Express vs Capital One VentureOne Rewards for Good Credit
This comparison aims to assist users in deciding between the Blue Cash Preferred® Card from American Express and the Capital One VentureOne Rewards for Good Credit. Both cards offer unique benefits tailored to different spending habits and preferences.
Card Overviews
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express is designed for users who frequently shop at U.S. supermarkets and utilize streaming services. With its lucrative cash back rewards structure, this card is ideal for families and individuals who want to maximize their everyday spending.
Capital One VentureOne Rewards for Good Credit
The Capital One VentureOne Rewards for Good Credit is geared towards travelers who prefer a straightforward rewards program. With no annual fee and generous rewards on travel-related purchases, this card is perfect for those who want to earn miles without the hassle of complex rewards systems.
Detailed Feature Comparison
| Feature | Blue Cash Preferred® Card from American Express | Capital One VentureOne Rewards for Good Credit |
|---|---|---|
| Annual Fee | $0 intro annual fee for the first year, then $95 | $0 annual fee |
| Welcome Bonus | $250 statement credit after spending $3,000 in the first 6 months | None |
| Rewards Structure | Cash Back | Miles |
| Foreign Transaction Fee | None | None |
| Other Fees | $0 intro plan fees for Plan It® in the first year | None |
| Additional Benefits | Disney Bundle Credit, Cash Back redemption options | Flexible travel redemption, no expiration on miles |
Rewards Highlights
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 3% Cash Back at U.S. gas stations.
- 1% Cash Back on other purchases.
Pros and Cons
Blue Cash Preferred® Card from American Express
- Pros:
- High cash back rewards on supermarket and streaming purchases.
- Generous welcome bonus.
- Flexible cash back redemption options.
- Cons:
- Annual fee after the first year.
- Cash back rewards are limited to specific categories.
Capital One VentureOne Rewards for Good Credit
- Pros:
- No annual fee and no foreign transaction fees.
- Simplified rewards structure.
- Miles do not expire.
- Cons:
- Lower rewards rate compared to some cash back cards.
- No significant welcome bonus.
Who Should Consider Which Card?
- The Blue Cash Preferred® Card from American Express is ideal for:
- Families or individuals who spend heavily on groceries and streaming services.
- Those looking to maximize cash back on everyday purchases.
- The Capital One VentureOne Rewards for Good Credit is suitable for:
- Frequent travelers who want a straightforward rewards system.
- Those who prefer flexibility in redeeming travel rewards without blackout dates.
Conclusion
Choosing between the Blue Cash Preferred® Card from American Express and the Capital One VentureOne Rewards for Good Credit ultimately depends on your individual spending patterns and financial goals. Consider where you spend the most and how you prefer to earn and redeem rewards to make the best decision for your needs.