Blue Cash Preferred® Card from American Express vs Delta SkyMiles® Platinum American Express Card

This comparison aims to help you decide between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Platinum American Express Card. Both cards offer unique benefits and rewards tailored to different spending habits and preferences. Below, we will explore the key features and benefits of each card to assist in your decision-making process.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for consumers who frequently shop at U.S. supermarkets and enjoy streaming services. With generous cash back rewards in these categories, it appeals to families and individuals looking to maximize their everyday spending.

Delta SkyMiles® Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card is ideal for frequent travelers, especially those who fly with Delta Airlines. It offers a variety of travel-related benefits, including bonus miles and the opportunity to earn perks that enhance the travel experience, making it perfect for Delta loyalists.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express Rewards

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Delta SkyMiles® Platinum American Express Card Rewards

• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
  • High cash back rewards on everyday spending categories.
  • No foreign transaction fees.
  • Introductory annual fee benefits.
• Cons:
  • Annual fee applies after the first year.
  • Cash back rewards are capped in certain categories.

Delta SkyMiles® Platinum American Express Card

• Pros:
  • Generous travel rewards and benefits for Delta flyers.
  • Companion certificate offers significant travel savings.
  • No foreign transaction fees.
• Cons:
  • Higher annual fee compared to other cards.
  • Rewards are primarily beneficial for Delta travelers.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is perfect for users who spend heavily on groceries and streaming services and prefer cash back rewards. On the other hand, the Delta SkyMiles® Platinum American Express Card is tailored for frequent Delta travelers who can take advantage of travel rewards and perks associated with the airline.

Conclusion

When deciding between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Platinum American Express Card, consider your spending habits and financial goals. Each card offers distinct benefits that cater to different lifestyles and priorities.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”