Blue Cash Preferred® Card from American Express vs Delta SkyMiles® Reserve Business American Express Card

This comparison aims to help users decide between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Reserve Business American Express Card. Each card offers unique features tailored to different spending habits and financial goals.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for consumers who frequently shop at U.S. supermarkets and prefer cash back rewards. With its generous cash back offerings, especially on grocery and streaming purchases, it's an excellent choice for families and everyday shoppers.

Delta SkyMiles® Reserve Business American Express Card

The Delta SkyMiles® Reserve Business American Express Card is aimed at frequent travelers and Delta Airlines customers. This card focuses on providing travel benefits, including access to Delta Sky Clubs, companion certificates, and significant rewards for Delta purchases, making it ideal for business travelers and avid flyers.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Delta SkyMiles® Reserve Business American Express Card

• Earn 3 miles per dollar on eligible Delta purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
• High cash back rates on groceries and streaming subscriptions.
• No annual fee for the first year.
• Flexible redemption options for cash back.
• 0% intro period on purchases.
• Monthly Disney Bundle credit available.

• Cons:
• Annual fee after the first year.
• Limited to cash back rewards, not travel rewards.

Delta SkyMiles® Reserve Business American Express Card

• Pros:
• Generous welcome bonus in miles.
• Access to Delta Sky Club and priority boarding.
• Companion certificate each year upon renewal.
• Various travel-related credits and savings.
• Rewards geared towards frequent Delta flyers.

• Cons:
• High annual fee.
• Less suitable for non-Delta travelers.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is ideal for families and individuals who spend heavily on groceries and streaming services, seeking to maximize cash back rewards. On the other hand, the Delta SkyMiles® Reserve Business American Express Card is best for frequent travelers, especially those who fly Delta Airlines, providing extensive travel perks and rewards tailored to their needs.

Conclusion

Ultimately, the choice between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Reserve Business American Express Card depends on your individual needs and spending habits. Consider where you spend the most and what benefits are most important to you before making your decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”