Blue Cash Preferred® Card from American Express vs Marriott Bonvoy Boundless® Credit Card

This comparison aims to help you decide between the Blue Cash Preferred® Card from American Express and the Marriott Bonvoy Boundless® Credit Card. Both cards offer unique benefits and rewards structures tailored to different spending habits and lifestyles. Let's explore their features in detail.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card is designed for consumers who frequently shop at U.S. supermarkets and use streaming services. With a strong cash back rewards structure, this card offers significant earning potential in everyday categories.

Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless® Credit Card is ideal for travelers who stay at Marriott hotels and want to earn rewards towards free nights and elite status. This card is geared towards those who value travel rewards and perks associated with hotel loyalty programs.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Marriott Bonvoy Boundless® Credit Card

• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• 2X points for every $1 spent on all other purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
• High cash back rate at supermarkets and streaming services.
• Generous welcome bonus.
• Flexible rewards redemption options.
• Disney Bundle credit for entertainment enthusiasts.

• Cons:
• Annual fee after the first year.
• Foreign transaction fees apply.

Marriott Bonvoy Boundless® Credit Card

• Pros:
• Excellent rewards for hotel stays and travel.
• No foreign transaction fees.
• Annual free night award and elite night credits.
• Potential for elite status with spending.

• Cons:
• Annual fee is standard.
• Limited to Marriott hotel stays for maximum rewards.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is ideal for individuals who spend heavily on groceries and streaming services, making it a great fit for families and those who enjoy entertainment at home. On the other hand, the Marriott Bonvoy Boundless® Credit Card is best suited for frequent travelers who prefer staying at Marriott properties and wish to earn points toward free nights and elite status in the Marriott Bonvoy program.

Conclusion

Ultimately, the choice between the Blue Cash Preferred® Card from American Express and the Marriott Bonvoy Boundless® Credit Card depends on your personal spending habits and financial goals. Consider where you spend the most, whether you're looking for cash back or travel rewards, and choose the card that aligns with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”