Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Blue Cash Preferred® Card from American Express vs The New United℠ Business Card
This comparison aims to help users decide between the Blue Cash Preferred® Card from American Express and The New United℠ Business Card. By evaluating key features, rewards, and benefits, users can determine which card aligns best with their spending habits and financial goals.
Card Overviews
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card is designed for consumers who frequently shop at U.S. supermarkets and want to maximize their cash back rewards on everyday purchases. With a robust rewards structure, this card appeals to families and individuals looking for significant cash back opportunities.
The New United℠ Business Card
The New United℠ Business Card is tailored for small business owners who travel frequently with United Airlines. It offers valuable travel perks and rewards on business-related spending, making it ideal for entrepreneurs and business travelers seeking to earn miles and save on travel expenses.
Detailed Feature Comparison
| Feature | Blue Cash Preferred® Card from American Express | The New United℠ Business Card |
|---|---|---|
| Annual Fee | $0 intro annual fee for the first year, then $95 | $150 |
| Welcome Bonus | $250 statement credit after you spend $3,000 in the first 6 months | 125,000 bonus miles after you spend $5,000 in the first 3 months |
| Rewards Structure | 6% Cash Back at U.S. supermarkets, 6% on select U.S. streaming subscriptions, 3% at U.S. gas stations, 3% on transit, 1% on other purchases | 2x miles on United purchases, dining, gas stations, office supply stores, local transit; 1x mile on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | Cash Advance Fee: $10 or 5% of the amount, whichever is greater | Cash Advance Fee: $15 or 5% of the amount, whichever is greater |
| Additional Benefits | $84 Disney Bundle Credit, Buy Now, Pay Later option | Free first checked bag, 2 United Club one-time passes, priority boarding |
Rewards Highlights
Blue Cash Preferred® Card from American Express Rewards
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 3% Cash Back at U.S. gas stations.
- 1% Cash Back on other purchases.
Pros and Cons
Blue Cash Preferred® Card from American Express
- Pros:
- High cash back rates at supermarkets and streaming services.
- $250 welcome bonus.
- No foreign transaction fees.
- Cons:
- $95 annual fee after the first year.
- Cash back is in the form of Reward Dollars, not direct cash.
The New United℠ Business Card
- Pros:
- Attractive welcome bonus of 125,000 miles.
- Free first checked bag and priority boarding.
- Employee cards at no additional cost.
- Cons:
- Higher annual fee of $150.
- Requires regular United purchases to maximize rewards.
Who Should Consider Which Card?
The Blue Cash Preferred® Card is ideal for families and individuals who spend heavily at supermarkets and value cash back on everyday purchases. Conversely, The New United℠ Business Card is best suited for business owners and frequent flyers who want to earn miles on business expenses and enjoy travel-related benefits.
Conclusion
When choosing between the Blue Cash Preferred® Card from American Express and The New United℠ Business Card, consider your individual spending patterns and financial goals. Each card offers unique rewards and benefits that cater to different lifestyles and needs.