Blue Cash Preferred® Card from American Express vs United℠ Business Card

This comparison aims to help you decide between the Blue Cash Preferred® Card from American Express and the United℠ Business Card. Both cards offer unique rewards and benefits tailored to different spending habits and financial goals.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for consumers who frequently shop at supermarkets and enjoy streaming services. With an attractive cash back rewards program, this card is ideal for families and individuals looking to maximize their everyday spending.

United℠ Business Card

The United℠ Business Card is targeted towards business owners and frequent travelers, particularly those who fly with United Airlines. This card offers valuable travel rewards, including bonus miles and travel perks that cater to the needs of business professionals on the go.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

United℠ Business Card

• 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
  • High cash back rates on supermarkets and streaming services.
  • No foreign transaction fees.
  • Attractive welcome bonus.
• Cons:
  • $95 annual fee after the first year.
  • Cash back is received as Reward Dollars, which may limit redemption options.

United℠ Business Card

• Pros:
  • Generous welcome bonus.
  • Travel perks including free checked bags and travel credits.
  • No annual fee for employee cards.
• Cons:
  • $99 annual fee.
  • Rewards are more beneficial for those who frequently fly with United Airlines.

Who Should Consider Which Card?

• Blue Cash Preferred® Card from American Express: Ideal for families and individuals who spend heavily on groceries and streaming services and prefer cash back rewards.
• United℠ Business Card: Best suited for business owners and frequent travelers who often fly with United Airlines and want to earn travel rewards and benefits.

Conclusion

When choosing between the Blue Cash Preferred® Card from American Express and the United℠ Business Card, consider your personal spending habits and financial goals. Each card provides unique benefits that cater to specific needs, making it essential to select the one that aligns best with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”