Delta SkyMiles® Gold American Express Card vs IHG One Rewards Premier Business Credit Card

This comparison aims to help users decide between the Delta SkyMiles® Gold American Express Card and the IHG One Rewards Premier Business Credit Card. Both cards offer unique benefits and rewards tailored for different types of travelers. Let's delve into the details and see which card might suit your needs better.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for frequent Delta flyers, offering an array of travel-related benefits and rewards. It provides an introductory annual fee of $0 for the first year, making it an attractive option for new cardholders.

IHG One Rewards Premier Business Credit Card

The IHG One Rewards Premier Business Credit Card caters to business travelers and IHG hotel enthusiasts. It offers various rewards for hotel stays, along with valuable bonus points and perks that can enhance the travel experience.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold American Express Card Rewards

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

IHG One Rewards Premier Business Credit Card Rewards

• Our Best Points Offer Ever! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

• Pros:
• Generous bonus miles for new cardholders.
• No foreign transaction fees.
• Free checked bag on Delta flights.
• Flexible rewards on Delta purchases and groceries.
• Discounts on award travel.

• Cons:
• Annual fee after the first year can be high.
• Limited to Delta and affiliated airlines for maximum benefits.

IHG One Rewards Premier Business Credit Card

• Pros:
• High potential bonus points for new cardholders.
• Automatic Platinum Elite status.
• Anniversary free night benefit.
• Global Entry, TSA PreCheck, or NEXUS credit.

• Cons:
• Annual fee required from the start.
• Best rewards focused on IHG properties.

Who Should Consider Which Card?

If you frequently fly with Delta Airlines and prefer to earn travel rewards primarily through airline purchases, the Delta SkyMiles® Gold American Express Card may be the better choice for you. However, if you often stay at IHG hotels and value hotel-related perks, the IHG One Rewards Premier Business Credit Card could be more beneficial.

Conclusion

Ultimately, choosing between the Delta SkyMiles® Gold American Express Card and the IHG One Rewards Premier Business Credit Card depends on your travel habits and preferences. Evaluate your spending patterns and travel goals to determine which card aligns better with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”