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Delta SkyMiles® Gold American Express Card
The New United℠ Business Card

Delta SkyMiles® Gold American Express Card vs The New United℠ Business Card

This comparison aims to help users decide between the Delta SkyMiles® Gold American Express Card and The New United℠ Business Card by providing a detailed overview of their features, benefits, and potential drawbacks.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for frequent Delta travelers, offering a range of benefits that enhance travel experiences, including bonus miles, free checked bags, and travel credits. This card is ideal for individuals who prioritize Delta for their air travel and want to maximize their rewards on related purchases.

The New United℠ Business Card

The New United℠ Business Card is tailored for business owners who frequently fly with United Airlines. It provides significant bonus miles upon sign-up, earning potential on various business-related expenses, and additional perks such as free checked bags and travel credits. This card suits business travelers looking to earn rewards for both personal and business spending.

Detailed Feature Comparison

Feature Delta SkyMiles® Gold American Express Card The New United℠ Business Card
Annual Fee $0 introductory annual fee for the first year, then $150 $150 Annual Fee
Welcome Bonus 50,000 Bonus Miles after spending $2,000 in eligible purchases in the first 6 months 125,000 bonus miles after spending $5,000 on purchases in the first 3 months
Rewards Structure 2X Miles on Delta purchases, U.S. Supermarkets, and restaurants; 1X Mile on other purchases 2X Miles on United purchases, dining, gas stations, office supply stores, and local transit; 1X Mile on other purchases
Foreign Transaction Fee None None
Other Fees N/A N/A
Additional Benefits Free first checked bag, priority boarding, and Delta Flight Credits Free first checked bag, United Club passes, priority boarding, travel credits

Rewards Highlights

  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

  • Pros:
  • Strong rewards for Delta-related purchases
  • Free first checked bag
  • Significant welcome bonus
  • No foreign transaction fees
  • Additional travel credits
  • Introductory annual fee
  • Cons:
  • Annual fee after the first year
  • Limited to Delta travel benefits

The New United℠ Business Card

  • Pros:
  • High welcome bonus
  • Rewards on various business spending categories
  • Free first checked bag
  • Employee cards at no additional cost
  • Travel credits for United purchases
  • Cons:
  • Annual fee applies from the start
  • Limited to United travel benefits

Who Should Consider Which Card?

  • The Delta SkyMiles® Gold American Express Card is ideal for:
    • Frequent Delta flyers looking to maximize their rewards on Delta purchases.
    • Consumers who value travel perks like free checked bags and priority boarding.
  • The The New United℠ Business Card is best suited for:
    • Business owners who frequently travel with United and want to earn rewards on business expenses.
    • Those looking for a high welcome bonus to kickstart their travel rewards.

Conclusion

When choosing between the Delta SkyMiles® Gold American Express Card and The New United℠ Business Card, consider your travel habits, preferred airlines, and spending patterns. Each card offers unique benefits that cater to different types of users, so reflect on your individual needs to make the best decision.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”