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Delta SkyMiles® Platinum American Express Card vs The Business Platinum Card® from American Express
This comparison aims to help you decide between the Delta SkyMiles® Platinum American Express Card and The Business Platinum Card® from American Express. Both cards offer unique benefits suited for different types of users, and understanding their features can guide you in making the right choice for your spending habits and travel needs.
Card Overviews
Delta SkyMiles® Platinum American Express Card
- Targeted towards frequent Delta Airlines travelers.
- Offers benefits like bonus miles on Delta purchases, travel perks, and additional savings on airline fees.
The Business Platinum Card® from American Express
- Designed for business owners who travel frequently.
- Provides extensive travel rewards, access to airport lounges, and statement credits for business-related expenses.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Platinum American Express Card | The Business Platinum Card® from American Express |
|---|---|---|
| Annual Fee | $350 | $695 |
| Welcome Bonus | 60,000 Bonus Miles after spending $3,000 in first 6 months. | 150,000 Membership Rewards® points after spending $20,000 in first 3 months, plus $500 statement credit after spending $2,500 on qualifying flights. |
| Rewards Structure | 3X Miles on Delta purchases, 2X at restaurants and U.S. supermarkets, 1X on other purchases. | 5X points on flights and prepaid hotels booked at AmexTravel.com, 1.5X on specific business purchases, 1X on others. |
| Foreign Transaction Fee | None | None |
| Other Fees | Standard fees apply | Standard fees apply |
| Additional Benefits | Companion Certificate, baggage fee waivers, dining and rideshare credits. | Airport lounge access, airline fee credits, and tech purchase credits. |
Rewards Highlights
Delta SkyMiles® Platinum American Express Card Rewards
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
The Business Platinum Card® from American Express Rewards
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Earn 1X points on other eligible purchases.
Pros and Cons
Delta SkyMiles® Platinum American Express Card
- Pros:
- Great travel perks for Delta Airlines flyers.
- Companion certificate adds significant value.
- No foreign transaction fees.
- Cons:
- Higher annual fee compared to some competitors.
- Limited to Delta Airlines benefits.
The Business Platinum Card® from American Express
- Pros:
- Extensive travel rewards and lounge access.
- Multiple statement credits on business-related purchases.
- Cons:
- Very high annual fee.
- Higher spending requirement for welcome bonus.
Who Should Consider Which Card?
Delta SkyMiles® Platinum American Express Card
- Best for individuals who frequently fly with Delta Airlines and want to maximize travel benefits.
- Ideal for those looking for a balance of rewards and travel perks, including the ability to earn miles for flights and hotel stays.
The Business Platinum Card® from American Express
- Best for business owners who travel often and want extensive rewards on travel and business-related expenses.
- Ideal for those who can take advantage of the lounge access and various statement credits to enhance their travel experience.
Conclusion
Both the Delta SkyMiles® Platinum American Express Card and The Business Platinum Card® from American Express offer unique benefits catering to different audiences. Your choice should depend on your spending habits, travel preferences, and whether you prioritize airline-specific perks or broader business-related benefits. Consider your individual needs and financial goals when making a decision.