Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Delta SkyMiles® Reserve American Express Card vs The World of Hyatt Credit Card
This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and The World of Hyatt Credit Card. Each card offers unique benefits and rewards tailored to different travel preferences and spending habits.
Card Overviews
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta Airlines travelers. It provides extensive benefits related to air travel, including lounge access, upgrade priority, and significant earning potential on Delta purchases.
The World of Hyatt Credit Card
The World of Hyatt Credit Card caters primarily to those who frequently stay at Hyatt hotels. It offers valuable rewards for hotel stays and dining, along with free night awards and tier status benefits within the Hyatt loyalty program.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Reserve American Express Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $650 | $95 |
| Welcome Bonus | Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases in your first 6 months | Earn up to 60,000 Bonus Points (30,000 after $3,000 in 3 months, plus up to 30,000 more with spend) |
| Rewards Structure | Earn 3X Miles on Delta purchases, 1X on all other purchases | Earn up to 9 points total for Hyatt stays, 2 points on restaurants and other categories |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | Variable based on transactions | Variable based on transactions |
| Additional Benefits | Lounge access, Companion Certificate, $240 Resy Credit, and more | Free night award, tier qualifying night credits, and Discoverist status |
Rewards Highlights
Delta SkyMiles® Reserve American Express Card
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
The World of Hyatt Credit Card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships.
Pros and Cons
Delta SkyMiles® Reserve American Express Card
- Pros:
- Excellent rewards for Delta travelers.
- Access to Delta Sky Club® and The Centurion® Lounge.
- Companion Certificate for additional savings on flights.
- Cons:
- High annual fee.
- Less value for non-Delta travelers.
The World of Hyatt Credit Card
- Pros:
- Lower annual fee.
- Rewards and benefits for hotel stays.
- Free night award and Discoverist status.
- Cons:
- Limited to Hyatt properties for maximum benefits.
- Lower earning potential on non-Hyatt purchases compared to Delta card.
Who Should Consider Which Card?
- Delta SkyMiles® Reserve American Express Card: Ideal for frequent Delta Airlines travelers who value premium travel benefits, including lounge access and rewards specifically for air travel.
- The World of Hyatt Credit Card: Best for travelers who frequently stay at Hyatt properties and want to maximize hotel rewards, enjoy free nights, and earn tier status within the Hyatt program.
Conclusion
When choosing between the Delta SkyMiles® Reserve American Express Card and The World of Hyatt Credit Card, consider your individual travel habits, preferences, and spending patterns. Each card has its unique advantages that cater to different types of travelers, so select the one that aligns best with your travel goals.