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Delta SkyMiles® Reserve American Express Card vs United Quest℠ Card
This comparison aims to provide a detailed overview of the Delta SkyMiles® Reserve American Express Card and the United Quest℠ Card. By examining their features, benefits, and overall value, you can make an informed decision on which card best aligns with your travel habits and financial goals.
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta flyers who seek premium travel experiences. With a focus on Delta Airlines benefits, this card offers extensive rewards for Delta purchases, access to exclusive lounges, and additional perks that enhance the travel experience.
United Quest℠ Card
The United Quest℠ Card from Chase caters to travelers who prefer United Airlines. It features a competitive rewards structure, including bonus miles, travel credits, and complimentary checked bags, making it a strong contender for those who fly with United regularly.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Reserve American Express Card | United Quest℠ Card |
|---|---|---|
| Annual Fee | $650 | $250 |
| Welcome Bonus | 70,000 Bonus Miles after spending $5,000 in the first 6 months | 60,000 bonus miles and 500 PQP after spending $4,000 in the first 3 months |
| Rewards Structure | 3X Miles on Delta purchases, 1X on all other purchases | 3X miles on United purchases, 2X on dining and travel, 1X on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | $240 Resy Credit, $120 Rideshare Credit | Up to $125 United purchase credit, up to 10,000 miles in award flight credits |
| Additional Benefits | Delta Sky Club access, Companion Certificate, upgrade priority | Free checked bags, priority boarding, up to 9,000 PQP per year |
Rewards Highlights
Delta SkyMiles® Reserve American Express Card
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
United Quest℠ Card
- Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
- 3X miles on United® purchases.
- 2X miles on dining, select streaming services & all other travel.
- 1X mile on all other purchases.
Pros and Cons
Delta SkyMiles® Reserve American Express Card
- Pros:
- High welcome bonus of 70,000 miles.
- Comprehensive travel benefits with Delta.
- Access to Delta Sky Club and The Centurion Lounge.
- Cons:
- High annual fee of $650.
- Best for Delta loyalists only.
United Quest℠ Card
- Pros:
- Lower annual fee of $250.
- Good rewards structure for various spending categories.
- Free checked bags and priority boarding.
- Cons:
- Lower welcome bonus compared to Delta's card.
- Benefits primarily focused on United Airlines.
Who Should Consider Which Card?
The Delta SkyMiles® Reserve American Express Card is ideal for frequent Delta flyers who value premium travel experiences and are willing to pay a higher annual fee for extensive travel perks. In contrast, the United Quest℠ Card is better suited for travelers who fly with United and appreciate a lower annual fee coupled with useful travel credits and rewards across various categories.
Conclusion
Deciding between the Delta SkyMiles® Reserve American Express Card and the United Quest℠ Card ultimately depends on your individual travel preferences, loyalty to specific airlines, and spending habits. Carefully evaluate the features and benefits of each card to determine which one aligns best with your travel lifestyle.