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IHG One Rewards Premier Credit Card
The New United℠ Business Card

IHG One Rewards Premier Credit Card vs The New United℠ Business Card

This comparison aims to help you decide between the IHG One Rewards Premier Credit Card and The New United℠ Business Card. Both cards offer distinct features and benefits tailored to different types of users, making it essential to evaluate which card aligns best with your travel and spending habits.

Card Overviews

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is designed for frequent travelers who prefer to stay at IHG Hotels & Resorts. With a robust rewards program and various travel benefits, this card is ideal for those looking to maximize their stays at popular hotel brands.

The New United℠ Business Card

The New United℠ Business Card is tailored for small business owners and frequent flyers of United Airlines. This card offers significant mileage rewards on United purchases and travel-related expenses, making it a great choice for users who often fly with United and want to earn miles quickly.

Detailed Feature Comparison

Feature IHG One Rewards Premier Credit Card The New United℠ Business Card
Annual Fee $99 $150
Welcome Bonus Earn 140,000 Bonus Points after spending $3,000 in the first 3 months Earn 125,000 bonus miles after spending $5,000 in the first 3 months
Rewards Structure Up to 26 total points per $1 spent at IHG Hotels; 5 points on travel, gas, restaurants; 3 points on other purchases 2x miles on United purchases, dining, gas, office supplies; 1x on others
Foreign Transaction Fee No No
Other Fees None specified None specified
Additional Benefits Anniversary Free Night, Automatic Platinum Elite status, Global Entry/TSA PreCheck credit Free first checked bag, 2 United Club passes, $125 travel credit after purchases

Rewards Highlights

  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
  • Earn 3 points per $1 spent on all other purchases.

Pros and Cons

IHG One Rewards Premier Credit Card

  • Pros:
    • High rewards rate on IHG stays
    • Automatic Platinum Elite status
    • Anniversary Free Night benefit
  • Cons:
    • Annual fee may be a concern for some users
    • Limited to IHG Hotels for maximum rewards

The New United℠ Business Card

  • Pros:
    • Generous bonus miles for United purchases
    • Free checked bag and lounge passes
    • Employee cards at no additional cost
  • Cons:
    • Higher annual fee compared to some competitors
    • Rewards primarily beneficial for United Airlines travelers

Who Should Consider Which Card?

  • Consider the IHG One Rewards Premier Credit Card if you:
    • Frequent IHG Hotels & Resorts for your travel needs
    • Want to earn significant rewards on hotel stays
    • Value hotel elite status and additional perks
  • Consider The New United℠ Business Card if you:
    • Are a frequent United Airlines traveler
    • Own a business and want to earn miles on everyday expenses
    • Value travel perks like free checked bags and lounge access

Conclusion

Choosing between the IHG One Rewards Premier Credit Card and The New United℠ Business Card ultimately depends on your travel habits and spending preferences. Evaluate the features, rewards, and benefits of each card to determine which one aligns best with your individual needs.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”