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Marriott Bonvoy Boundless® Credit Card vs The Business Platinum Card® from American Express
This comparison aims to help users decide between the Marriott Bonvoy Boundless® Credit Card and The Business Platinum Card® from American Express. Both cards offer unique benefits tailored to different spending habits and preferences, so understanding their features is essential.
Card Overviews
Marriott Bonvoy Boundless® Credit Card
This card is designed for avid travelers, particularly those who frequently stay at Marriott hotels. With various rewards and perks aimed at enhancing travel experiences, it is an excellent choice for those looking to maximize their hotel stays.
The Business Platinum Card® from American Express
Targeted towards business owners and frequent travelers, this card offers extensive rewards on travel-related purchases and various business expenses. Its numerous premium benefits make it ideal for professionals seeking to optimize their expenses while enjoying luxury travel perks.
Detailed Feature Comparison
| Feature | Marriott Bonvoy Boundless® Credit Card | The Business Platinum Card® from American Express |
|---|---|---|
| Annual Fee | $95 | $695 |
| Welcome Bonus | Earn 3 Free Night Awards (each night valued up to 50,000 points) plus 50,000 bonus points after qualifying purchases. | Earn 150,000 Membership Rewards® points after spending $20,000 in the first 3 months, plus a $500 statement credit on qualifying flights. |
| Rewards Structure | Up to 17X total points at Marriott, 3X on the first $6,000 at grocery stores, gas stations, and dining; 2X on other purchases. | 5X on flights and prepaid hotels booked through AmexTravel.com; 1.5X on certain purchases; 1X on other purchases. |
| Foreign Transaction Fee | None | None |
| Other Fees | N/A | N/A |
| Additional Benefits | 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status. | Access to airport lounges, up to $200 airline fee credit, and various statement credits on select purchases. |
Rewards Highlights
The Business Platinum Card® from American Express Rewards
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals booked at AmexTravel.com.
- Earn 1.5X points on eligible purchases at specific categories up to $2 million per year.
- Earn 1X points on all other purchases.
Marriott Bonvoy Boundless® Credit Card Rewards
- Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy®.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases at grocery stores, gas stations, and dining.
- 2X points for every $1 spent on all other purchases.
Pros and Cons
Marriott Bonvoy Boundless® Credit Card
- Pros:
- Lower annual fee
- Great rewards for Marriott stays
- Free night awards enhance travel value
- Cons:
- Limited to Marriott properties for maximum rewards
- Less comprehensive travel benefits compared to premium cards
The Business Platinum Card® from American Express
- Pros:
- Extensive travel benefits and lounge access
- High rewards potential on various travel-related purchases
- Multiple statement credits for business expenses
- Cons:
- High annual fee
- Complex rewards structure may be confusing for some
Who Should Consider Which Card?
- Marriott Bonvoy Boundless® Credit Card: Ideal for individuals who frequently stay at Marriott hotels, prefer a lower annual fee, and enjoy earning hotel rewards.
- The Business Platinum Card® from American Express: Best suited for business owners and frequent travelers looking for luxury travel benefits, extensive rewards on business-related expenses, and premium perks.
Conclusion
When deciding between the Marriott Bonvoy Boundless® Credit Card and The Business Platinum Card® from American Express, consider your individual needs and spending patterns. Each card caters to different audiences, so choose the one that aligns best with your travel habits and financial goals.