What is the credit limit for an Imagine Credit Card?

The credit limit for an Imagine Credit Card can vary based on several factors, including your creditworthiness, income, and overall financial profile. Typically, the initial credit limit may be lower for individuals with limited or poor credit histories, as this card is often aimed at those looking to build or rebuild their credit.

Imagine® Visa® Credit Card
	Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments Earn 1% Cash Back Rewards* on all other eligible purchases Up to $1,000 credit limit subject to credit approval $0 fraud liability** Free Credit Score† The Imagine Card is issued by WebBank *See Program Terms for important information about the cash back rewards program. **Zero liability subject to Visa’s Zero Liability Policy. † Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions. Apply Online – Click Here
Purchase APR Rate: 29.99% or 36% Fixed – Annual Fee: As low as $85 – Credit Needed: Fair/Poor – Credit Line: Up to $1,000 credit limit subject to credit approval – Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars

Imagine Credit Card Credit Limit

The credit limit for an Imagine credit card typically ranges from $350 to $1,000. However, the specific limit you’ll receive depends on your creditworthiness.  

Here’s a quick summary:

• Minimum: $350
• Maximum: $1,000

It’s important to note that this is a starting point. If you demonstrate responsible credit use, you may be eligible for credit limit increases over time.

To determine your specific credit limit, you would need to apply for the card and undergo a credit evaluation by the issuer. The bank or financial institution issuing the Imagine Credit Card will assess your application and assign a credit limit based on their criteria.

If you’re interested in applying or learning more about the specific credit limit options available, it’s a good idea to contact the card issuer directly or visit their website for more detailed information.

How can I increase my credit limit on the Imagine credit card

Unfortunately, you cannot request a credit limit increase on the Imagine credit card. The issuer does not accept credit limit increase requests. However, there are a few things to note about credit limits on the Imagine card:

1. Initial credit limits can range from $350 to $1,000, depending on what you qualify for when you first apply.
2. After the first 12 months, your account may be periodically reviewed for credit line increase eligibility, subject to credit approval. This means the issuer may choose to increase your limit on their own, but you cannot request it yourself.
3. The issuer reserves the right to change your credit limit (set, increase, decrease or remove it) from time to time in accordance with the agreement and applicable law.
4. Changes to your credit limit may occur without prior written notice and may be based on factors like your payment history, credit score, and proper maintenance of any linked checking account for automatic payments.

So while you can’t directly request an increase, maintaining good credit habits and using the card responsibly may lead to automatic increases over time. However, these are at the issuer’s discretion and are not guaranteed.