Does the PenFed Platinum Rewards credit card offer extended warranty on my purchases?

No, the PenFed Platinum Rewards credit card does not provide extended warranty protection on your purchases. However, it offers other valuable benefits that might be appealing, such as: Cell Phone Protection – Beginning 1/1/2024, when you pay yourmonthly wireless bill you’ll be protected for the next calendar month if your cell phone is stolen or … Read more

How can I locate my Discover credit card’s interest rate?

There are multiple ways to discover your Discover credit card’s interest rate: For future Discover cards you’re considering, you can compare APRs online. Under “Regular APR” on Discover’s website, you’ll see the possible interest rate ranges for each card. Some cards may have introductory 0% APR periods, followed by a standard variable APR. Important to … Read more

How to Travel for Free With Credit Cards

Travel for free with Credit Cards Traveling for free (or almost free) is achievable with strategic credit card use. Here’s how to leverage credit cards for significant travel savings: 1. Reap the Bonus: 2. Utilize Travel Credits and Perks: 3. Earn Rewards on Everyday Purchases: 4. Redeem Rewards for Travel: 5. Consider Booking Through Issuer … Read more

How to Increase Your Capital One Platinum Credit Card Limit

There are two main ways to increase your Capital One Platinum credit limit: Here’s a step-by-step guide to requesting a Capital One Platinum credit limit increase online: Important Notes: By following these tips, you can increase your chances of getting a Capital One Platinum credit limit increase and improve your overall credit accessibility.

Does the Amazon Credit Card have an inactivity fee?

No, the Amazon Credit Card does not have an inactivity fee. However, the issuer may close your account if it’s inactive for two years. They will notify you before closure. If you’re concerned about keeping your credit card active, it’s generally a good idea to use it at least once every three months. This helps … Read more

Will opening two credit cards hurt my credit score?

Opening two credit cards can cause a temporary dip in your credit score due to two reasons: Here are some tips to minimize the credit score impact and potentially benefit your score by opening new cards: Financial Advisor Tip: Consider if managing two credit cards responsibly is feasible for you. Even one card used responsibly … Read more