There are multiple ways to discover your Discover credit card’s interest rate: For future Discover cards you’re considering, you can compare APRs online. Under “Regular APR” on Discover’s website, you’ll see the possible interest rate ranges for each card. Some cards may have introductory 0% APR periods, followed by a standard variable APR. Important to […]
Here’s a guide on finding the right type of credit card based on your needs and financial situation: 1. Assess Your Financial Situation Before you start searching for a credit card, it’s essential to evaluate your financial health. Look at your credit score, as this will largely determine the types of cards for which you […]
Choosing the Right Credit Card for You Picking the best credit card can feel overwhelming with all the options and complicated terms. But don’t worry, by following these steps you’ll be well on your way to finding the perfect card for your needs: Here are some key factors to consider when comparing credit cards: Additional […]
Travel Hacking with Credit Cards Traveling for free (or almost free) is achievable with strategic credit card use. Here’s how to leverage credit cards for significant travel savings: 1. Reap the Bonus: 2. Utilize Travel Credits and Perks: 3. Earn Rewards on Everyday Purchases: 4. Redeem Rewards for Travel: 5. Consider Booking Through Issuer Portals: […]
There are two main ways to increase your Capital One Platinum credit limit: Here’s a step-by-step guide to requesting a Capital One Platinum credit limit increase online: Important Notes: By following these tips, you can increase your chances of getting a Capital One Platinum credit limit increase and improve your overall credit accessibility.
No, the Amazon Credit Card does not have an inactivity fee. However, the issuer may close your account if it’s inactive for two years. They will notify you before closure. If you’re concerned about keeping your credit card active, it’s generally a good idea to use it at least once every three months. This helps […]
Opening two credit cards can cause a temporary dip in your credit score due to two reasons: Here are some tips to minimize the credit score impact and potentially benefit your score by opening new cards: Financial Advisor Tip: Consider if managing two credit cards responsibly is feasible for you. Even one card used responsibly […]
No, Wells Fargo credit cards currently don’t offer extended warranty protection on purchases. However, most other major credit card issuers still include this benefit on at least one of their cards. While you won’t get extended warranty, Wells Fargo credit cards do offer other benefits like roadside dispatch and zero liability protection.
No, the Upgrade Triple Cash Rewards Visa card does not offer extended warranty protection on your purchases. However, it offers other valuable benefits such as: Financial Advisor Tip: If extended warranty is a major perk you’re looking for, consider cards like the Capital One Quicksilver Cash Rewards Credit Card or the Blue Cash Preferred® Card […]
No, the Oportun Credit Card does not offer extended warranty protection on purchases. However, it does have other benefits such as 24/7 online account management, worldwide acceptance, and zero fraud liability. Financial Advisor Tip: If extended warranty is important to you, consider a different credit card like the Chase Sapphire Preferred® Card or Capital One […]
