| - Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees. - Rates and Fees
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
American Express® Gold Card - Learn More |
American Express® Gold Card Overview
The American Express® Gold Card is a premium rewards card designed for food lovers and frequent travelers. With a $325 annual fee, this card offers high rewards on dining, supermarkets, and travel purchases, along with valuable statement credits for dining, rideshares, and hotel stays. It has no foreign transaction fees, making it an excellent option for both domestic and international spending.
Pros of the American Express® Gold Card
Generous Welcome Bonus
New cardholders can earn 60,000 Membership Rewards® Points after spending $6,000 on eligible purchases within the first 6 months. This bonus can be redeemed for travel, dining, and other purchases through the Amex Membership Rewards® program.
High Rewards on Dining and Supermarkets
- 4X Membership Rewards® points per dollar spent at restaurants worldwide (on up to $50,000 per year, then 1X).
- 4X Membership Rewards® points per dollar spent at U.S. supermarkets (on up to $25,000 per year, then 1X).
These categories make the card particularly rewarding for food enthusiasts and grocery shoppers.
Bonus Points on Travel
- 3X points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- 2X points per dollar spent on prepaid hotels and eligible purchases made through AmexTravel.com.
- 1X point per dollar spent on all other purchases.
These travel-related rewards add value for frequent flyers and those who book hotels through American Express.
Valuable Annual Credits
- $120 Uber Cash – Earn $10 in Uber Cash per month for U.S. Uber rides or Uber Eats orders when you add your Gold Card to your Uber account.
- $120 Dining Credit – Earn $10 in monthly statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys (enrollment required).
- $84 Dunkin' Credit – Earn $7 in monthly statement credits at U.S. Dunkin' locations (enrollment required).
- $100 Resy Credit – Get $100 in statement credits annually for dining at U.S. Resy restaurants or making eligible Resy purchases ($50 semi-annually, enrollment required).
- $100 Hotel Collection Credit – Receive $100 in credits toward eligible charges on two-night minimum stays at select Hotel Collection properties booked through AmexTravel.com.
No Foreign Transaction Fees
The card is a strong option for international travelers as it does not charge foreign transaction fees, allowing users to earn points on purchases worldwide without extra costs.
Cons of the American Express® Gold Card
High Annual Fee
At $325 per year, the fee may be difficult to justify for those who do not fully utilize the dining credits, Uber Cash, and hotel perks.
Rewards Caps on Key Categories
- The 4X points on U.S. supermarkets is limited to $25,000 per year, after which purchases earn 1X points.
- The 4X points on restaurants is capped at $50,000 per year, after which it drops to 1X points.
- While the caps are high, heavy spenders may hit the limits.
Limited Travel Perks
Unlike some other premium travel cards, the American Express® Gold Card does not include:
- Airport lounge access
- TSA PreCheck/Global Entry fee reimbursement
- Travel insurance protections
Frequent travelers may want to pair this card with another travel-focused card for more comprehensive benefits.
Why We Like This Card
- Strong Welcome Bonus – 60,000 Membership Rewards® Points after qualifying purchases.
- Exceptional Dining and Grocery Rewards – 4X points per dollar at restaurants worldwide and U.S. supermarkets.
- Valuable Annual Credits – Up to $424 in statement credits, including Uber Cash, dining, and hotel perks.
- Bonus Travel Rewards – 3X points on flights and 2X on prepaid hotels.
- No Foreign Transaction Fees – Great for international travel and dining abroad.
The American Express® Gold Card is an excellent choice for those who spend heavily on dining, groceries, and travel. The combination of high earning potential, valuable credits, and premium perks makes it one of the best rewards cards for food lovers and frequent travelers who can make full use of its benefits. |
