Best Travel Rewards Cards with No Annual Fee for 2024

Chase Freedom Unlimited®

Quick details at a glance:

Credit Recommended (660-850): – Good/Excellent

Card Rewards Offer – 1.5% – 5% cash back

Intro (Purchases) – 0% Intro APR on Purchases 15 months

Annual Fee – $0

Intro Rewards Bonus – Up to $300 cash back

Intro (Transfers) – 0% Intro APR on Balance Transfers 15 months

Regular APR – 20.49% – 29.24% Variable

• INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
• Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
• After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
• No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
• Member FDIC

1. Chase Freedom Flex℠

• Rewards: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
• Sign-Up Bonus: Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
• Additional Perks: Access to Chase Ultimate Rewards for travel bookings and cash back options.

2. Discover it® Miles

• Rewards: Earn unlimited 1.5x Miles for every dollar spent on all purchases.
• Sign-Up Bonus: Discover will match all the Miles you’ve earned at the end of your first year automatically.
• Additional Perks: No blackout dates for redeeming miles for travel, no foreign transaction fees.

3. Bank of America® Travel Rewards Credit Card

• Rewards: Earn unlimited 1.5 points for every $1 spent on all purchases.
• Sign-Up Bonus: Earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening.
• Additional Perks: Points can be redeemed for travel purchases including flights, hotels, vacation packages, and more.

4. Capital One VentureOne Rewards Credit Card

• Rewards: Earn 1.25 miles per dollar on every purchase.
• Sign-Up Bonus: Earn 20,000 miles once you spend $500 on purchases within 3 months from account opening.
• Additional Perks: No foreign transaction fees, miles can be transferred to over 15 travel loyalty programs.

5. Wells Fargo Propel American Express® Card

• Rewards: Earn 3 points per $1 spent on dining, travel, gas stations, rideshares, and streaming services, and 1 point per $1 on other purchases.
• Sign-Up Bonus: Earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.
• Additional Perks: No foreign transaction fees, cell phone protection.

6. Citi® Double Cash Card

• Rewards: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• Sign-Up Bonus: No specific travel bonus, but cash back can be converted to Citi ThankYou® Points, which can be redeemed for travel.
• Additional Perks: No category restrictions, flexible redemption options.

7. American Express® Blue Business® Plus Credit Card

• Rewards: Earn 2X Membership Rewards® points on the first $50,000 spent each year, 1X points thereafter.
• Sign-Up Bonus: No specific travel bonus, but Membership Rewards points can be transferred to various travel partners.
• Additional Perks: No annual fee, flexible points transfer options.

Other Notable Options

• Bilt World Elite Mastercard®: Ideal for renters, as you can earn points on rent payments.
• American Airlines AAdvantage® MileUp®: Good for those who frequently fly American Airlines.
• Delta SkyMiles® Blue American Express Card: Best for Delta loyalists.
• United Gateway℠ Card: A solid choice for United Airlines frequent flyers.
• JetBlue Card: Perfect for JetBlue enthusiasts.

These cards offer various benefits such as travel rewards, welcome bonuses, and in some cases, introductory APR periods, all without charging an annual fee. The best choice depends on your specific travel habits and spending patterns.