Best Travel Rewards Cards with No Annual Fee for 2025

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When it comes to travel rewards cards with no annual fee, there are several excellent options to consider. These cards allow you to earn rewards on your purchases without the burden of an annual fee. Here are some of the best travel rewards cards available:

Please Note: These terms are subject to change, see website for all current pricing.

Quick details at a glance:
Card Rewards Offer – 1.5% – 5% cash back
Annual Fee – $0
Intro Rewards Bonus – Up to $300 cash back

Here are more detailed features of the Chase Freedom Unlimited®

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

1. Chase Freedom Flex®

  • Rewards: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
  • Sign-Up Bonus: Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
  • Additional Perks: Access to Chase TravelSM Rewards for travel bookings and cash back options.

2. Discover it® Miles

  • Rewards: Earn unlimited 1.5x Miles for every dollar spent on all purchases.
  • Sign-Up Bonus: Discover will match all the Miles you’ve earned at the end of your first year automatically.
  • Additional Perks: No blackout dates for redeeming miles for travel, no foreign transaction fees.

3. Bank of America® Travel Rewards Credit Card

  • Rewards: Earn unlimited 1.5 points for every $1 spent on all purchases.
  • Sign-Up Bonus: Earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening.
  • Additional Perks: Points can be redeemed for travel purchases including flights, hotels, vacation packages, and more.
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
Capital One VentureOne Rewards Credit Card – Learn More

5. Wells Fargo Propel American Express® Card

  • Rewards: Earn 3 points per $1 spent on dining, travel, gas stations, rideshares, and streaming services, and 1 point per $1 on other purchases.
  • Sign-Up Bonus: Earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.
  • Additional Perks: No foreign transaction fees, cell phone protection.

6. Citi® Double Cash Card

  • Rewards: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Sign-Up Bonus: No specific travel bonus, but cash back can be converted to Citi ThankYou® Points, which can be redeemed for travel.
  • Additional Perks: No category restrictions, flexible redemption options.
  • Earn 20,000 bonus miles
  • No annual fee
  • 2x miles on United® purchases
  • 2x miles at gas stations
  • 2x miles on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC
United Gateway℠ Card
  • Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
  • No Annual Fee. – Rates and Fees
  • Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
  • Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
  • Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
  • No Foreign Transaction Fees.
  • Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
Delta SkyMiles® Blue American Express Card – Learn More
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee – Rates and Fees
  • Terms Apply.
The Blue Business® Plus Credit Card from American Express – Learn More

Other Notable Options

  • Bilt World Elite Mastercard®: Ideal for renters, as you can earn points on rent payments.
  • American Airlines AAdvantage® MileUp®: Good for those who frequently fly American Airlines.
  • JetBlue Card: Perfect for JetBlue enthusiasts.

These cards offer various benefits such as travel rewards, welcome bonuses, and in some cases, introductory APR periods, all without charging an annual fee. The best choice depends on your specific travel habits and spending patterns.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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